It is therefore in both your and your plan's interest for your plan and your physicians to have a comprehensive understanding of your health and health risks. Medicare Advantage plans are responsible for helping you reduce your health risk and, when needs arise, making sure you get the right healthcare, at the right time, in the best location. The assessment may be part of a sincere effort by your health plan to improve your health and reduce your health risks or it may simply be a way for your health plan to generate more revenue, without any direct benefit to you. Suppose your trusted plan tells you that they would like to send a nurse practitioner or other healthcare professional to your home to assess your health and health risks and that the visit will be free and conveniently scheduled. Most Medicare Advantage enrollees are happy with their choice and trust their plan to provide good healthcare. These plans offer more benefits than traditional Medicare and can be quite appealing. Medicare Advantage plans are arrangements whereby the federal government pays a private insurance company to provide your Medicare benefits. Do you or a loved one have a Medicare Advantage health insurance plan? If you are enrolled in Medicare and your medical insurance card has a health plan name and logo (such as United Healthcare, Humana, BCBS, CVS/Aetna, Kaiser, Centene, or Cigna), you like half of Medicare enrollees, have a Medicare Advantage plan.
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